Yes. It is highly likely that you can still join, as long as your Claims Management Company can provide us with the required documentation. RGL Management (RGL), working with our legal team, has identified arguments and legal causes of action that are likely to mean that we will be able to pursue full redress on your behalf if you have only received partial compensation.
Yes. RGL will arrange funding to cover all costs and will ensure that After the Event (ATE) insurance is provided, so that our claimants will not have to pay any adverse costs awarded in the event that the claims are unsuccessful. There is no cost at any point in our process, unless and until your case is successful.
The LMA is the formal “no win, no fee” agreement between you and RGL. It authorises us to act on your behalf in the analysis, management and pursuit of your claim against the defendants. It also allows us to conclude the funding and insurance arrangements that must be finalised before legal proceedings can be commenced.
ATE insurance covers against the risk of a legal claim being unsuccessful and the claimant having to pay the defendant’s costs. We are aware of only a handful of examples where ATE insurers have refused to pay out over the last 10 years while thousands and thousands of ATE policies have been issued. Non-payment has usually related to the Court finding the claimant dishonest in bringing the claim in the first place and/or to have given dishonest evidence in Court. In the context of a group claim, if one claimant dishonestly brings a claim or gives dishonest evidence, he or she would likely not be protected by the ATE insurance. This would not impact the other claimants insured under the policy.