Covid BI Claim

Was your business unable to trade as usual due to COVID-19?

• If so, you may have a business interruption insurance COVID-19 claim against your insurance company worth tens of thousands of pounds.

• Even if your insurer has previously rejected your COVID-19 business interruption claim.

RGL Management has created Covid BI Claim to investigate potential Covid business interruption claims against insurers – at no cost to your business.

Key Benefits

• Pay nothing unless and until your claim is successful
• Claim value could be around £40,000
• The RGL team includes top-tier specialist insurance lawyers and experts in business interruption COVID-19 claims.

To register your interest – with no cost or commitment, and to allow our experts to assess whether you have a valid COVID-19 insurance claim for business interruption, simply visit our registration page to enter some basic contact details and upload your policy information.

Register now

The background

In March 2020, the UK Government began to implement measures to combat the transmission of COVID-19. As a result, many businesses were forced to close or to significantly adjust their operations.

Some businesses made business interruption Covid claims under their general business, or property, or commercial landlord insurance policies. Initially many insurers refused to pay, arguing that their policies were not designed to cover business interruption insurance during a pandemic.

Ultimately, the Financial Conduct Authority (FCA) intervened, leading to a case being brought in the High Court.

The High Court ordered many insurers to pay Covid business interruption insurance claims, and some did. However, despite this ruling, a number of issues remained unclear, and some insurers continued to deny claims.

Further court cases

Since the High Court case, several further court cases have been brought, in order to try to clarify the points which remained unresolved in relation to business interruption claims due to COVID-19.

A number of recent decisions have found in favour of businesses, significantly increasing the number of organisations that may now (unknowingly) have a valid business interruption Covid-19 claim under their insurance policy, even where such claims have previously been denied or rejected by the insurer or the broker.

Data published by the FCA suggests that there may still be hundreds of thousands of businesses in the UK that have yet to make valid Covid business interruption insurance claims against their insurers, with an average claim value of around £40,000.

To register your interest, with no cost or commitment, and to enable our experts to investigate whether you have a claim, visit our registration page to enter some basic contact information and upload your policy details.

Register now

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